Effectivity Date:
As of September 8, 2008

ROLLOVER AND NEW PLACEMENT RATES PER ANNUM

Amount Max. Rate 30 days Max. Rate 60 days Max. Rate 90 days Max. Rate 180 days Max. Rate 365 days P 5,000 - P 9,999 1.75% 1.88% 2.00% 2.12% 2.38% P 10,000 - P 49,999 2.25% 2.38% 2.50% 2.62% 2.88% P 50,000 - P 499,999 2.50% 2.62% 2.75% 2.88% 3.12% P 500,000 and above 2.62% 2.75% 2.88% 3.00% 3.25%